LandBank and government agencies raise hope for ancient student

Laua-an, Antique—In this rural town, the future looks bright for 21-year-old student Marvie Ann Berdin.

Only a few years away from realizing her dream of becoming a civil engineer, Marvie continues to brave many hardships and financial difficulties, thanks to the support she receives from various government agencies.

As darkness falls, student Marvie Ann Berdin of Laua-an, Antique relies on the dim light of a gas lamp to complete her schoolwork. Photo courtesy of Marvie Ann Berdin

Marvie faced the challenges of life at a young age, with unemployed parents who could barely make ends meet, let alone fund the education of their eight children.

But Marvie was not deterred from going to primary school, even if it meant traveling on foot for two hours and crossing a river every day. She also held several jobs to support her studies, including as a part-time housekeeper and student assistant.

Supplementing the family income for daily expenses and medicine for her sick father, Marvie’s mother, Maricel, regularly receives a government grant as a beneficiary of the Ministry of Social Welfare and Development’s conditional cash transfer scheme.

Where previously Maricel had to wait in line outside their city’s covered court for most of the day just to get the cash assistance when making payments, digital innovation has now made it easier for her to receive the grant.

Since receiving a prepaid card from the Land Bank of the Philippines, Maricel traveled to the nearest LandBank branch in San Jose, Antique, to withdraw the cash grant conveniently and securely in just a few minutes. .

“Dahil has no luck withdrawing from an ATM, but even more so from withdrawing over-the-counter from the LandBank branch. Palagi siyang inaalalayan from the staff team,” says Marvie.

Recently, Maricel prefers to collect her grant from the Barbaza Multi-Purpose Cooperative, a partner banking agent operating on behalf of LandBank, which serves their city.

Apart from cash withdrawals at LandBank branches and ATMs, CCT beneficiaries can also use LandBank CCT prepaid cards to make cashless purchases at grocery stores and pharmacies, among others.

The public bank has also converted LandBank CCT prepaid cards into transaction accounts, which provide access to additional services such as loading cash through LandBank branches and ATMs, receiving funds from other branches through institutional recharge, LandBank accounts through the bank’s mobile banking app, iAccess, and ATMs and other bank accounts through InstaPay.

In addition to the cash aid the family receives, Marvie also receives a stipend to support her education as a recipient of the Higher Education Commission’s Higher Education Grants Scheme and the Unified Aid System. funding to students for higher education.

Marvie goes to the LandBank Antique Branch to cash the checks she receives through the TES program. Soon it will benefit from LandBank’s partnership with CHED and UniFAST, with the continued distribution of LandBank CHED-UniFAST prepaid cards to TES beneficiaries.

The LandBank CHED-UniFAST Prepaid Card is a general purpose rechargeable card that functions as an e-wallet and can be used as a debit or ATM card, allowing TES recipients to easily withdraw their student allowance at LandBank ATMs. , branches and agent banking partners nationwide. .

They can also use LandBank CHED-UniFAST prepaid cards for cashless payments, electronic funds transfers and online account management, among others.

“Salamat to LANDBANK in serbisyo until maihatid the support of gobyerno in the same sense as in his family, while remaining panahon pandemya. Doing all the product and serbisyo upang maipagpatuloy ko ang aking pag-aaral,” says Marvie.

Marvie won second place in LandBank and CHED-UniFAST’s MyTEStimony photo contest, where she photographed herself studying at home, with only a gas lamp as her only light source. With the prize money, she was able to buy a mobile phone that she uses for her online lessons.

As part of its commitment to serve the nation, LandBank is the primary distribution arm of financial assistance under the national government’s social welfare programs, in partnership with various government agencies.

Ashley C. Reynolds