OIX promotes ‘Digital Guarantor’ to reduce exclusion from government services worldwide

According to the latest Open Identity Exchange (OIX) paper, more people could access digital services through a ‘digital guarantee’ process, bringing the traditional route of having a doctor or teacher sign the back of photos for passport applications.

OIX seeks both universal digital ID coverage and universal ID interoperability. Bonding could help more people get a digital identity and then access services in our increasingly online world.

According to the OIX, people around the world are “identity challenged” in that they cannot create an online identity for reasons such as the inability to open a bank account, the absence of physical identifying information, whether primary or secondary, or the absence of an existing database for the authorities. of all citizens.

The digital vouch would allow a person who already has a digital identity to vouch for another person to enter into the system. The voucher should have the authority in their identity profile to be able to process another person.

The paper ‘Digital certificate with photo‘ (registration required) indicates that this privilege could be determined locally, as a jurisdiction could decide what would make an individual sufficiently liable.

There are several variations provided, but it is essentially a two-step process following the following rough outline. Each step would depend on a multitude of standards.

The first step is the bonding process. It would be in person and would require the voucher to have a smartphone. The voucher would start the process by entering the demographic details of the voucher such as name, date of birth, address. The digital voucher with photo service would verify contact details such as email and phone number with a link or unique time code.

The voucher uses the app to photograph the voucher and a biometric liveness check would also take place. The voucher states how they know the voucher and that the information is correct. The service then creates a “digital photo voucher”, combining the photo of the voucher, their personal information and a signature from the service provider. Links are sent to the beneficiary to access the digital voucher with photo. It could be kept in a digital wallet.

Step 2 sees the voucher convert the digital photo voucher into a digital ID. They choose an identity provider, enter their personal information, and submit the link to the voucher (or grant access to the digital wallet if kept there). The identification service provider crosses the information just entered with that contained in the digital credential and captures another photo of the declarant, again with a liveness check.

The two photos are compared and if they match, the ID provider will issue a digital ID.

Other alternatives could see the voucher first create a profile, then generate a QR code for the voucher to scan and then access the process and continue.

“Almost everything, including appointments, transactions and operations, now takes place online,” says Nick Mothershaw, chief identity strategist at OIX, commenting on the launch of the newspaper. “Solving the problem of identity must be a priority for everyone, otherwise large sections of society will continue to be excluded.

“Our message is clear: we will not achieve an inclusive digital ID ecosystem unless digital certification is implemented by governments and trust frameworks. »

OIX hopes to raise global awareness of digital ID and its interoperability at its Identity Trust conference in September in London and online.

Article topics

biometrics | digital identity | digital receipt | facial biometrics | identity verification | Open Identity Exchange

Ashley C. Reynolds